Vandrix VANDRIXBank
Vandrix · Banking on the grid

BANK

Everyday banking, engineered for clarity. Accounts, cards and treasury on the Vandrix grid — multi-currency balances, instant transfers and live yield in one clean view.

0 min
Account opening, fully digital
24 × 7
Instant transfers, any day
3.40%
Indicative treasury yield
40+
Currencies held side by side
What you get
One account, the whole picture.

No scattered logins, no guesswork. Vandrix Bank puts spending, saving and treasury on the same surface as the rest of the group — so the next action is always obvious.

Accounts

Multi-currency balances that settle instantly between one another. Local details where you need them, one statement everywhere.

  • Hold 40+ currencies in one place
  • Instant internal & SEPA-style transfers
  • Shared sub-accounts for teams

Cards

Virtual and metal cards with controls that live next to your balance — freeze, set limits, and route spend by currency in a tap.

  • Instant virtual cards
  • Per-card limits & merchant locks
  • Auto-FX at the point of sale

Treasury

Idle cash doesn't have to sit still. Sweep balances into live yield and see the grade behind every position — the same grid that powers Vandrix Stocks.

  • Automated cash sweeps
  • Live, graded yield
  • One-click move to Stocks
Cardholder benefit

Spend on your card. Pay less on cover.

Use your Vandrix card and your eligible insurance premium can be reduced through Vandrix-funded cardholder benefits — you're rewarded 0.2% on every EUR spent, credited straight toward your premium.

0.2%
Back on every EUR spent
€12/mo
At €6k monthly spend
Premium
Paid as cover credit
You earn 0.2% of eligible card spend back, funded by Vandrix — not charged to your insurer — and credited toward your premium. Illustrative; eligibility, tiers and caps apply.
0 €4 €8 €12 €3 €6 €9 €12 €0 €1.5k €3k €4.5k €6k 0.2% OF CARD SPEND → PREMIUM CREDIT
Services
Banking that plugs into everything.

Vandrix Bank is an orchestration layer over the world's payment rails. Use it from the app — or call it directly from your own software and AI agents.

API for direct AI banking

One API. Every rail. Agent-ready.

Open accounts, move money, issue cards and route global payouts programmatically. Vandrix exposes a single, typed banking API so your apps — and autonomous AI agents — can transact safely, with scoped keys, spend limits and full audit on every call.

  • Agentic-ready: scoped tokens, per-agent spend caps, human-in-the-loop holds
  • One integration fans out to Wise, Stripe, Revolut, Airwallex & more
  • Webhooks, idempotency keys and a full sandbox
# pay a freelancer in their local currency
POST /v1/payouts
{
  "amount": 1200.00,
  "currency": "USD",
  "beneficiary": "acct_9f2a",
  "rail": "auto",  // cheapest rail
  "agent": "ops-bot"
}
Choose the right rail
The provider that fits the job.

Vandrix routes to best-in-class providers under one account. A quick map of where each shines:

Use caseRecommended providers
Freelancer receiving global payments
WisePayoneerRevolut Business
Marketplace or platform paying many people
Stripe ConnectDeelTipalti
Lowest FX fees on transfers
WiseRevolutAirwallex
US business banking (remote-friendly)
MercuryNovoBluevine
Full neobank experience + debit cards
RevolutStarlingbunqNubank
Heavy China trade
WorldFirstAirwallexAlipay
High-volume enterprise payouts
TipaltiDeelAdyenWorldpay
Africa / emerging markets receiving
Wiselocal mobile moneyGreyClevaThunes
PayPalWiseStripeRevolutPayoneerAirwallexMercuryDeelTipaltiAdyenWorldpayWorldFirstAlipayStarlingbunqNubank
One group, one grid
Your bank talks to the rest of Vandrix.

Move from a balance to a graded stock-to-token position, or attach cover, without leaving the group. Bank is the front door; the grid is what's behind it.

BankStocks →Capital — soonInsurance →
Get started
Open a Vandrix Bank account.
Explore the group See the grid in action